617.973.6115fax 617.722.4984

SERVICE AREAS

EDUCATION

  • American University, Washington College of Law, JD, 1986
  • Boston University School of Law, LLM, 1987
  • Vassar College, AB, 1983

Debra E. Scribner

Partner
617.973.6115fax 617.722.4984 V-card Download PDF

Debra is a member of the firm’s Real Estate and Business Counseling groups. While maintaining a diverse practice of asset based and real estate lending, business counseling and workouts, Debra focuses her practice on franchise lending for regional and national lenders. Her expertise includes the negotiation, documentation, and closing of acquisition financings, development lines of credit, construction loans and term loans, with financings for small unit franchisees in one jurisdiction to franchisees with over 100 units in multiple jurisdictions with multiple layers of debt.

Representative Experience

Financing Transactions

Handled numerous acquisition financings, construction loans, development lines of credit, refinancing facilities and general term loans for lenders, including:

  • $35MM multiple unit restaurant franchise acquisition loan, secured by real estate and personal property collateral in multiple jurisdictions.
  • $25MM multiple unit restaurant franchise refinance and development line of credit facility, secured by personal property collateral and involving subordinated debt.
  • $17MM multiple unit restaurant franchise acquisition loan, secured by real estate and personal property collateral in multiple jurisdictions and involving subordinated debt.
  • $13MM acquisition financing for an oil service company, secured by both accounts receivable and real estate and involving subordinated debt.
  • $7MM affordable housing construction loan involving federal and state historic tax credits and multiple subordinated debt.
  • $6MM medical equipment company acquisition loan.
  • $3MM acquisition and real estate construction of industrial production facility.

Workouts

Handled numerous workout and restructurings of debt facilities, including:

  • $10MM senior loan facility with multiple parties, secured by real estate and involving junior debt.
  • $6MM restaurant franchise loan facility with multiple parties, secured by all assets.

Other

  • Represented privately-held companies, charitable organizations and restaurant franchisees in connection with general corporate governance, contract matters and lease negotiations.
  • Represented financial institution in connection with the construction and leasing of additional branch location, including obtaining approval from the Massachusetts Commissioner of Banks and National Credit Union Administration for such expansion.
  • Prepared commercial loan documentation forms for federally chartered credit union in connection with asset-based and commercial real estate loans.

Outside Posternak

Meals on Wheels, Past Volunteer
VA Healthcare System (Brockton Division), Past Volunteer

News & Media

Thank you for your interest in our firm. Before sending us an email, we ask that you please confirm your understanding of the following information. Our Web site, www.pbl.com, is intended for general use and is not legal advice. Your email is not intended to create, and our receipt of it does not create or constitute, an attorney-client relationship. Any information that you provide to anyone at our firm cannot be considered confidential or privileged unless we agree to represent you. By sending this email, you confirm that you have read and understand this notice.

Processing email...